Terms of use

These terms of use (the "Terms of Use"), in conjunction with our privacy policy (the "Privacy Policy"), govern the use of our website and all data, information, tools and services provided on our website (collectively, the "Website").

Your use of the Website constitutes your understanding and acceptance of these Terms of Use and the Privacy Policy. Your continued use of the Website, or any part thereof, signifies that you have read and understood the Terms of Use and Privacy Policy and agree to abide by all of their terms.

1. Applicability of these Terms of Use

These Terms of Use apply to your use of the Website or any portion thereof. Additional terms outside of these Terms of Use may also apply. These terms are supplemental to these Terms of Use.

2. User behavior

Users must refrain from misusing the Website and must not process any material through the Website that:

  • may be threatening, defamatory, obscene, indecent, inflammatory, offensive, pornographic, abusive, inciting racial hatred, discriminatory, threatening, scandalous, inflammatory, blasphemous, in breach of confidence, invasive of privacy or causing annoyance or inconvenience; or
  • for which you have not obtained all necessary licenses and/or permits; or
  • constitutes or encourages conduct that would be considered a criminal offence in any country in the world, give rise to civil liability or otherwise violate the law or infringe the rights of any third party; or
  • may be technically harmful (including but not limited to computer viruses, logic bombs, trojan horses, worms, malicious components, corrupted data or other malicious software or harmful data).

3. Liability

The content of this Website has been prepared with care and diligence by PICF, SGOIC, S.A. (the “Company”), but the Company cannot guarantee its completeness and/or accuracy. The Website provides information about its services, which may be changed at any time without prior notice.

All warranties, including warranties of fitness for a particular purpose, are excluded.

Neither PICF, SGOIC, S.A. nor any of its affiliates, agents, contractors or licensors shall be liable for any loss, injury or damage (including, without limitation, direct, indirect, punitive or consequential damages, loss of income, profits, goodwill, data, contracts, use of money or loss or damage arising out of or in any way connected with business interruption); whether such damages are foreseeable, known or otherwise incurred, and even if advised of the possibility of such damages, and whether in tort (including but not limited to negligence), contract or otherwise, including but not limited to contingencies beyond the Company's control in obtaining, compiling, interpreting, reporting or delivering data, and for conclusions, decisions or actions inferred, made or taken based on the use of the Website or any part thereof.

Nothing contained herein shall exclude or limit the Company's liability (i) for fraud or gross negligence, (ii) for death or personal injury caused by PICF SGOIC SA, (iii) or which cannot be excluded or limited under applicable law.

You agree to defend, indemnify and hold harmless PICF, SGOIC, S.A. and its affiliates, agents, contractors and licensors, and their respective directors, officers, employees, agents and independent contractors from and against any and all damages, claims and expenses, including reasonable attorneys'’ fees, arising out of or in connection with your misuse of the Website, that is any use of the Website in violation of these Terms of Use or any applicable law or regulation.

4. Intellectual Property Rights, Confidential Information and Trade Secrets

You acknowledge and agree that the Website and portions thereof may be protected by copyright or other intellectual property or unfair competition or misappropriation laws and are and shall remain the property of PICF SGOIC SA and/or its licensors. Such content may only be used in accordance with these Terms of Use, any other agreement between you and the Company, and all applicable laws and regulations. Any unauthorized use is strictly prohibited.

All trade names, trademarks, service marks and other product and service names and logos, whether registered or unregistered, on the Website are the property of their respective owners and protected by applicable trademark and copyright laws.

Reproduction, distribution, modification, linking or use in whole or in part for commercial or public purposes and any form of exploitation outside the limits of copyright law requires the prior written consent of PICF SGOIC SA. No license to use the intellectual property of third parties is granted by this Website. All rights not expressly granted in these terms and conditions are reserved.

5. Privacy and data protection

To the extent that this website processes personal data, the handling of such data is described in more detail in PICF, SGOIC, S.A.’s Privacy Policy.

6. Changes

We reserve the right to make improvements or changes to these Terms of Use and the content of the Website at any time without prior notice.

7. Severability, no waiver

If any provision of these Terms of Use is held invalid or unenforceable under applicable law, the remaining provisions shall remain in full force and effect. If you believe that you have rights under applicable law that are different from or in addition to those set out in these Terms of Use, you should notify us immediately so that we can find an alternative solution to the situation.

Our failure to enforce strict compliance with any of these Terms of Use shall not be construed as a waiver.

8. Applicable Law and Jurisdiction

These Terms of Use shall be governed by the substantive law of Portugal unless the law of another country is mandatory.

The place of jurisdiction for all disputes arising out of or in connection with this website is Lisbon unless another jurisdiction is mandatory.

9. Contact us

If you have any comments or questions about these terms or our website, please contact us at This email address is being protected from spambots. You need JavaScript enabled to view it..